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This portal is focused to help and support all those borrowers especially the Small and Medium Enterprises who are 'most-preferred' during the good times by the Bankers for want of successful projects and later during difficult times of the entrepreneur push them to NPA status and subsequently terminate as a hindrance to their progress. Securitization Act India, DRT India, Debt Recovery Tribunal India, SARFAESI Act India, Recovery Agents India, RBI Guidelines India.

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Kerala is an Indian state, has an area of 38,863 km2 (15,005 sq mi) situated on the Malabar Coast of south-west India and it was established on 1 November 1956 by the States Reorganization Act, and it joints various Malayalam speaking regions. Malayalam is the main language used in this states. The Kerala state was created by the combination of three regions the kingdom of Thiruvithamcoore (Travancore), the Kingdom of Kochi (Cochin), and the Province of Malabar.